• Prospects engagement

• Prospect accepts to be onboarded

• Prospect executed onboarding documents

• Create prospect as lead on CRM

Onboarding Lead: Assign Lead to onboarding inputter

Onboarding Inputter: Input data and upload documents, create charges plans and products limit

Legal Team: Review and approve legal documents

Risk & Compliance Team: Review, validate and approve KYC, AML documents

Operations Lead: Approves on CRM, assign roles, currency, documents rights, customer receives login detail

SMEs (Suppliers): Supplies goods/services, DOA signing

Suppliers/Corporates: Upload invoices

Corporates (Buyers): Validate invoices, receive notification of assignment

Fiducia: Bidding portal

Banks & OFIs (Financiers): Bids on invoices

SMEs/Corporates: Bid acceptance

Financier: Counter sign DOA

Financier: Download documents, conduct due diligence & credit analysis, create profile & post loan, execute offer letter, disburse fund

• Submit request of line of credit

• Create Facility Approval Memo (FAM)

• Facility Memo Approval

• Receipt and execution of offer letter

• Share disbursement file

• Upload disbursement file and other documents on Fintrak

• Verify uploaded documents

• Verify and generate Credit Risk Management Code

• Funds disbursed to customer (Supplier)