Farmer applies for loan with required documents

Farmer agent will verify farmer's information

Farmer will get necessary consent to sell crop

UCB team will check farmer's loan eligibility and credit score

UCB team will generate credit score

UCB team can check application status and loan repayment pending status

Approve/Decline notification will be sent to farmer

UCB will distribute the money to farmer's account

The loan money will be transferred to farmer's account

Farmer collect the money physically from agent (agent will pay with farmer's money)

Farmer will repay the loan money physically

Loan application process ends