GCash

(Service Provider)

Operated by Mynt – Globe Fintech Innovations Inc.

Customers

Bill payers, online shoppers

Students, families, small businesses

Partner banks, Fuse Lending Inc., investors

Government Regulators

Bangko Sentral ng Pilipinas (BSP)

Stores, utilities, schools

Developers, customer service

Globe, Smart, and others

Convenience: Pay anytime, anywhere

Speed: Instant transfers

Accessibility for students, workers, unbanked

Financial inclusion for small businesses

Credit access (GLoan, GGives)

Emergency prepaid load (Borrow Load)

Costs

Transaction fees

Withdrawal fees

Internet and smartphone requirement

Loan interest and installment fees

Risks

Scams and phishing

Data privacy issues

Service downtime

Debt risk from unpaid loans

Operator