Borrower Information Update

Customer Information

Borrower ID

Postal Code

Address (Kanji)

Telephone Number

Email Address

Installment Payment Information

Gender

Date of Birth

Number of Cohabitants

Type of Residence

Monthly Housing Expenses

Reported Annual Income

Application Under Review

No Application Under Review

By linking the necessary information, the review process starts.
• BorrowerID
• Order Number
• Product Number
• Quantity
• Amount
• etc.

Application Form Generation

Invidual Customer

API① Response

• Procedures not possible without BorrowerID.
• Account transfer registration is only possible for accounts with the same registered name.

API④ Response

Customer Information
• BorrowerID
• Name (Kanji)
• Name (Kana)

Name change requires SI to verify documents.
Verification documents:
• Family register copy

Inquiry

Change NG: Individual Contact

Borrower Nam change Update

Borrower Bank Account Registration

NScreening

API ①Request

Receive the results

Returning results

API⑤ Response

Borrower Management

Borrower Registration - Diagram 1

• Contact with BorrowerID to identify SPC customer.
• If passing info to SPC later, BorrowerID is mandatory.

Customer Info:
• Name (Kanji)
• Name (Kana)
• Postal Code
• Address (Kanji)
• Phone Number
• Email Address

Borrower Update Information - Diagram 2

• Procedures impossible without BorrowerID.

Customer Info:
• BorrowerID
• Postal Code
• Address (Kanji)
• Phone Number
• Email Address

Installment Usage Info:
• Gender
• Date of Birth
• Number of Cohabitants
• Residence Type
• Monthly Housing Expenses
• Reported Annual Income

• Should installment usage info also be retained by SI?

Borrower Bank Account Registration

Borrower Name Change Registration

Invidual Customer

Screening

API⑤ Resquest

Screening Cancel

Screening Result

Contracted

Contracted

Contracted