Livoa LogoLivoa
Funding Type
Description
Advantages
Limitations
Bootstrapping (Personal Savings)
Using owner’s own savings to start and run the business
Full ownership, no interest or repayment
Limited capital, slower growth
Family and Friends
Financial support from close contacts
Flexible terms, low or no interest
Risk of personal relationship issues
Bank Loans / Commercial Loans
Loans from banks to fund equipment and operations
Large capital availability
Interest costs and repayment pressure
Government Grants and Subsidies
Financial support from government or tourism agencies
Non-repayable funding
Strict eligibility and application process
Investor Funding / Partnership
Investment in exchange for equity or profit sharing
Access to expertise and capital
Loss of partial ownership
Microfinance / Cooperative Funding
Small loans from MFIs or cooperatives
Easier access for SMEs
Higher interest rates
Cost Category
Item Description
Estimated Cost (NPR)
Fixed Costs
Shop rent and security deposit
300,000
Trekking gear inventory
900,000
Furniture and storage racks
120,000
Branding and signage
80,000
Business registration and insurance
50,000
Total Fixed Costs
1,450,000
Variable Costs
Staff wages (initial months)
250,000
Cleaning and maintenance
80,000
Utilities and internet
50,000
Transportation and delivery
40,000
Marketing and promotion
70,000
Total Variable Costs
490,000
Total Startup Cost
1,940,000
Funding Types
Cost Categories
Cost Category
Item Description
Estimated Cost (NPR)
Fixed Costs
Shop rent and security deposit
300,000
Trekking gear inventory
900,000
Furniture and storage racks
120,000
Branding and signage
80,000
Business registration and insurance
50,000
Total Fixed Costs
1,450,000
Variable Costs
Staff wages (initial months)
250,000
Cleaning and maintenance
80,000
Utilities and internet
50,000
Transportation and delivery
40,000
Marketing and promotion
70,000
Total Variable Costs
490,000
Total Startup Cost
1,940,000

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